변호사 이재욱의 미국법 이야기 (Attorney Lee's commentary about U.S. law)

What is the difference between pre-charge off and post-charge off accounts?
Answer:
Answer
A pre-charge off is when the creditor is giving the debtor notice that the account is in default and will be sent to collections if a payment agreement is not made by a specified date.
Post-charge off is when the account has been sent to collections, sold to a third party creditor or referred to a legal firm for further action.
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